FHA Home Loans

What is an FHA Loan?

Federal Housing Administration (FHA) Loans are insured by the Federal Government, and offer a variety of advantages for qualified borrowers. FHA loans are open to all qualified homebuyers, offer a low down payment, and more flexibility than many other types of home loans. Although there are loan size limits for FHA loans, they are high enough to cover most purchases for moderately priced homes.

Benefits of FHA Loans

  • Competitive Interest Rates
  • No Income Limits
  • Flexible Requirements
  • Down Payment as low as 3.5% (can be gifted by a family member/relative)
  • Up to 6% Seller Contribution for Closing Costs
  • Low Credit Qualifying
  • Non-Owner Occupied Co-Borrower Allowed
  • Low Closing Costs


How Do I Find Out More About Getting an FHA Loan in Hawaii?

Please reach out to learn more about FHA loans and whether this is the right option for you. We can answer any other questions you have about purchasing or refinancing a home in Hawaii and will help you find a program that best meets your needs.

Call the Mann Mortgage Kailua office or email us. You can also apply online in less than 10 minutes using the secure online application below. We look forward to hearing from you!

Get Started in Less Than 10 Minutes

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